uob private banking
uob private banking
Blog Article
UOB Lender presents many different particular banking services intended to meet up with the economical requires of people. Down below is an intensive overview that will help you comprehend The main element factors and offerings.
Kinds of Accounts
Cost savings Account: This account permits you to get monetary savings although earning interest.
Features: Easy accessibility, fascination earnings, minimum charges.
Positive aspects: Risk-free place for your funds, opportunity progress via desire.
Recent Account: Ideal for each day transactions and handling fees.
Capabilities: Checkbook facility, overdraft safety.
Gains: Practical for regular payments and withdrawals.
Preset Deposit Account: For those wanting to receive higher curiosity fees above a hard and fast period.
Characteristics: Fixed phrase deposits, better interest costs compared to personal savings accounts.
Gains: Secure financial commitment option with predictable returns.
Loans
Private Financial loans: Unsecured financial loans which might be used for different needs like instruction or house renovation.
Varieties:
Installment Loans
Credit Lines
Rewards: Versatile repayment phrases, competitive curiosity charges.
Property Loans: Tailor-made remedies for obtaining residence or refinancing present home loans.
Sorts:
Mounted Level Property Loan
Floating Rate House Loan
Advantages: Various plans to suit individual requires, interesting premiums.
Charge cards
UOB gives a range of bank cards catering to unique life and investing habits:
Benefits Cards: Earn factors on each and every buy that may be redeemed for presents or vacation miles.
Cashback Cards: Get money rebates on day to day paying out including groceries and eating out.
Journey Playing cards: Specific Advantages like air miles accumulation and vacation insurance policies protection.
Expenditure Solutions
For people considering escalating their wealth by investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Ideal for very long-term progress objectives.
Structured more info Deposits * Combines the capabilities of conventional deposits with financial commitment products. * Perhaps bigger returns but with some chance associated.
Insurance coverage Merchandise
To shield yourself and your family in opposition to unexpected situations:
Life Insurance policy * Delivers financial security in case of death or vital disease. * Could also function a discounts Software based on the policy selected.
Wellness Insurance policy * Covers health-related expenditures like hospitalization charges. * Essential for mitigating higher Health care charges.
Digital Banking Solutions
Comfort at your fingertips via electronic platforms:
Online Banking
Means that you can deal with your finances online:
Perspective account balances and transaction heritage
Transfer money in between accounts or pay out charges
Make an application for new products and solutions (financial loans/credit cards)
Cell Banking
Banking on-the-go through mobile applications:
Fast equilibrium checks
Cellular payment alternatives (QR code payments)
Notifications & alerts about account activity
Using these complete choices, UOB aims to supply individualized banking remedies that cater particularly to unique demands whilst making sure benefit and stability in all transactions.